The Wholesale Banking exam evaluates a candidate's knowledge and proficiency in wholesale banking practices, including corporate banking, investment banking, and financial services provided to large corporations, institutions, and government entities. This exam covers various aspects of wholesale banking, including corporate lending, trade finance, cash management, capital markets, and risk management.
Skills Required
Financial Analysis: Ability to analyze financial statements, assess credit risk, and evaluate the financial health of corporate clients.
Credit Risk Management: Understanding of credit risk assessment techniques and methodologies to mitigate credit risk exposure.
Corporate Lending: Knowledge of corporate lending products, including term loans, revolving credit facilities, and syndicated loans.
Trade Finance: Familiarity with trade finance products and services, such as letters of credit, trade finance facilities, and documentary collections.
Cash Management: Proficiency in cash management solutions, including cash pooling, liquidity management, and treasury services.
Capital Markets: Understanding of capital markets instruments and services, such as equity capital markets, debt capital markets, and derivatives.
Regulatory Compliance: Knowledge of regulatory requirements and compliance standards governing wholesale banking activities.
Who should take the exam?
Banking Professionals: Individuals working in wholesale banking departments of financial institutions, including corporate bankers, relationship managers, and credit analysts.
Finance Professionals: Professionals involved in providing financial services to corporate clients, including investment bankers, financial advisors, and treasury managers.
Risk Management Specialists: Individuals responsible for managing credit risk, market risk, and operational risk within wholesale banking operations.
Students: Those studying finance, banking, or related fields seeking to enhance their knowledge and pursue a career in wholesale banking.
Course Outline
The Wholesale Banking exam covers the following topics :-
Module 1: Introduction to Wholesale Banking
Overview of Wholesale Banking
Evolution and Trends in Wholesale Banking
Role of Wholesale Banks in the Financial System
Module 2: Financial Analysis and Credit Risk Management
Financial Statement Analysis Techniques
Credit Risk Assessment Models
Credit Scoring and Rating Systems
Credit Risk Mitigation Strategies
Module 3: Corporate Lending Products and Services
Term Loans and Revolving Credit Facilities
Syndicated Lending and Loan Syndication Process
Structured Finance and Securitization
Leveraged Finance and Project Finance
Module 4: Trade Finance Solutions
Letters of Credit (LCs) and Bank Guarantees
Trade Finance Facilities and Structured Trade Finance
Documentary Collections and Trade Financing Techniques
Export Finance and Import Finance
Module 5: Cash Management and Treasury Services
Cash Pooling and Cash Concentration
Liquidity Management Solutions
Treasury Services and Cash Forecasting
Working Capital Management Strategies
Module 6: Capital Markets Instruments and Services
Equity Capital Markets (ECM) and Initial Public Offerings (IPOs)
Debt Capital Markets (DCM) and Bond Issuance
Derivatives and Risk Management Solutions
Securitization and Structured Products
Module 7: Regulatory Environment and Compliance
Regulatory Framework for Wholesale Banking
Basel Accords and Regulatory Capital Requirements
Anti-Money Laundering (AML) and Know Your Customer (KYC) Regulations
Compliance Monitoring and Reporting
Module 8: Relationship Management and Client Acquisition
Building and Managing Client Relationships
Client Segmentation and Targeting
Business Development Strategies
Cross-Selling and Upselling Opportunities
Module 9: Risk Management and Portfolio Monitoring
Credit Risk Management Strategies
Market Risk and Interest Rate Risk Management
Operational Risk and Business Continuity Planning
Portfolio Monitoring and Credit Review Process
Module 10: Industry Trends and Future Outlook
Emerging Trends in Wholesale Banking
Technological Innovations and Digital Transformation