Commercial Banking in India : A Beginner's Module (Foundation) Practice Exam

Commercial Banking in India : A Beginner's Module (Foundation) Practice Exam

4.8 (477 ratings)
828 Learners

What’s Included

No. of Questions 657
Access Immediate
Access Duration Life Long Access
Exam Delivery Online
Test Modes Practice, Exam

Commercial Banking in India: A Beginner's Module (Foundation) Practice Exam

The Commercial Banking in India: A Beginner's Module (Foundation) Practice Exam is designed to introduce candidates to the core concepts of banking and provide a foundational understanding of the Indian banking system. This module covers the basic principles, policies, and practices commonly followed by banks in India. It is ideal for individuals who wish to gain essential knowledge of the banking sector, enhance their awareness of current banking practices and regulations, and become familiar with the various financial services offered by Indian banks.

Who Will Benefit from This Course?

  • Students aspiring to build a career in banking

  • Banking professionals looking to strengthen their foundational knowledge

  • Employees working in call centres or BPOs associated with banks

  • Teachers and trainers of financial and banking-related subjects

  • Anyone with a genuine interest in the Indian banking sector

Exam Details

  • Duration: 120 minutes
  • No. of questions: 60
  • Maximum marks: 100, Passing marks: 50 (50%); There is no negative marking in this module.
  • Certificate validity: For successful candidates, certificates are valid for 5 years from the test date.

Course Outline

The exam covers the following topics:

1. Introduction

  • Definition of banks, Evolution of Commercial Banks in India, Functions of Commercial Banks, Competitive Landscape of Banks in India.

2. Banking Structure in India

  • Banking Structure in India, Role of RBI vis-'-vis other commercial banks.

3. Bank Deposit Accounts

  • Introduction to Bank Deposits, Types of Deposit Accounts, Strategies of mobilizing deposits, Common guidelines of opening and operating accounts, deposit related services, Deposit services offered to Non-Resident Indians, Deposit Insurance

4. Basics of Bank Lending

  • Principles of Lending and Loan Policy, Basics of Loan. Appraisal, Credit decisionmaking and review, Types of Advances, Management of Non-Performing Assets.

5. Bank Investments

  • Investment Policy, Statutory Reserve Requirements, Non-SLR Requirements, Banks' Investment Classification and Valuation Norms.

6. Other Activities of Commercial Banks

  • Other Basic Banking activities, Para -banking Activities.

7. Relationship between Banks and Customers

  • Strategy for expanding customer base, services to different customer groups, competition among banks for customers, customer relationship management, Banking Options ombudsman Scheme, Know Your Customer (KYC) norms Evolving Trends in Modern Banking Technology, Outsourcing of Non-core Activities, Financial Inclusion

What We Offer?

Full-Length Mock Tests that include unique, exam-style questions to help you practice under real conditions.
Section-Wise Practice Questions for reviewing topic-based questions and instantly see where you stand in every section.
Detailed answers with a clear and thorough explanation to help you understand the concept, not just memorize answers.
Get a complete breakdown of your strengths, weaknesses, and progress after every attempt.
All question sets reflect the latest exam syllabus and format.
Unlimited Access to Practice anytime, as often as you want - no time limits or hidden restrictions.

100% Pass Guarantee

We have built the Practice Exams with a 100% unconditional Test Pass Guarantee! If you are unable to clear the exam, you can request a full refund guaranteed.

Reviews

How learners rated this courses

4.8

(Based on 477 reviews)

63%
38%
0%
0%
0%
Robert Peter

Great practice for understanding negotiable instruments, anti-money laundering norms, and customer service standards in Indian commercial banks.

Queen Ontho

I found the questions on various deposit products, loan types, and basic credit procedures to be very clear and accurate for a beginner's level.

Peter Neil

This test covered the basics of banking functions, financial inclusion, and the role of the RBI. Essential foundational knowledge for new entrants to the banking sector.

Write a review

Note: HTML is not translated!
Bad           Good

Tags: commercial banking practice exam, beginner's module test, commercial banking foundation, Indian banking system exam, banking concepts quiz, NSE banking module, banking certification test, foundation level banking exam, commercial banking basics, bank operations test,