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About Concurrent Audit
Concurrent audit refers to a concurrent investigation of the financial transactions, or investigation while the transaction is actually taking place. It is a component of a bank's early warning system for prompt identification of errors or abnormalities.
Why is Concurrent Audit important?
Concurrent auditing should be viewed as a component of a bank's early-warning system to guarantee prompt identification of flaws and abnormalities, which aids in avoiding fraudulent branch transactions.
The goal of concurrent audits is to make sure that financial transactions are audited as quickly as possible so that corrective action may be taken to correct errors and to verify that the branch consistently follows the established processes and procedures.
Who should take the Concurrent Audit Exam?
Concurrent Audit Certification Course Outline
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Yes, it is valuable for roles in banking and finance where concurrent audits are mandated by regulators like the RBI.
It’s a real-time examination of transactions and processes, especially in banks, to ensure compliance, prevent fraud, and detect irregularities.
You can work as a Concurrent Auditor, Internal Auditor, Audit Assistant, Risk Analyst, or Compliance Officer in banks and audit firms.
You’ll develop expertise in auditing techniques, compliance checks, risk identification, reporting, and regulatory frameworks.
A background in commerce, accounting, or banking is helpful but not mandatory if you have relevant experience or interest.
You can take up concurrent audit assignments on behalf of chartered accountant firms or financial consultancies, especially in regional or rural banks.
You’ll learn about RBI audit norms, internal control systems, risk mitigation, documentation procedures, and fraud prevention techniques.
Statutory audits are periodic and post-facto; concurrent audits are conducted in real time and focus on timely detection and prevention.