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Certificate in Credit Appraisal

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Credit Appraisal


About Credit Appraisal

A lender or banker will evaluate a prospective borrower's creditworthiness as well as their technical viability, economic viability, and bankability through the credit appraisal process. Establishing a loan applicant's eligibility for a loan is a crucial stage.

Why is Credit Appraisal important?

To guarantee that the borrower can return the whole loan amount on time without missing any payment dates, the lender must go through a credit evaluation procedure. This is incredibly important for a bank since it influences the firm's capital and interest revenue.

Who should take the Credit Appraisal Exam?

  • Credit analysts
  • Bankers
  • Consultants (Management/Banking/Finance)
  • Finance Managers
  • Department Heads
  • Chartered Accountant
  • Fixed income professionals
  • Credit derivatives Professionals

Credit Appraisal Certification Course Outline

  1. Introduction to Credit Analysis
  2. Financial Statements
  3. Analysis of Financial Ratios
  4. Market Valuation Ratios
  5. Fund Flow Analysis 
  6. Cash Flow Analysis
  7. Types of Business Loans
  8. Working Capital
  9. Cash Credit
  10. Letter of Credit
  11. Bank Guarantee
  12. Term Loan Appraisal
  13. Project Viability
  14. Cost of Project
  15. Break Even Analysis
  16. Credit Rating

Certificate in Credit Appraisal FAQs

Roles in credit appraisal, loan evaluation, credit risk management, banking, and financial consulting.

Ideal for credit analysts, loan officers, financial analysts, and professionals in corporate and retail lending.

You will gain expertise in credit analysis, risk assessment, loan structuring, and understanding regulatory frameworks for lending.

Skills in evaluating creditworthiness, assessing financial health, managing credit risk, and applying credit scoring models.

Yes, freelance opportunities include consulting in credit risk management, loan evaluation, and financial advisory roles.

Yes, it provides a solid foundation for entry-level roles in credit appraisal, banking, and financial analysis.

It enhances your career prospects in banking and finance, equips you with essential skills in credit analysis, and prepares you for industry certifications.

Absolutely, especially for those involved in credit assessment, loan underwriting, risk management, and regulatory compliance.