Insurance Agents Exam - IC 38 Practice Exam

Insurance Agents Exam - IC 38 Practice Exam

4.8 (336 ratings)
405 Learners

What’s Included

No. of Questions 520
Access Immediate
Access Duration Life Long Access
Exam Delivery Online
Test Modes Practice, Exam

Insurance Agents Exam - IC 38 Practice Exam

 

The IC 38 exam is mandated by the Insurance Regulatory and Development Authority of India (IRDAI) for anyone who wants to become an insurance agent. Passing this exam allows you to sell life, non-life (general), and health insurance policies in India.

 

Who Should Take the Exam?

This exam is ideal for you if you:

  • Are interested in a career in insurance sales
  • Want to work directly with an insurance company
  • Aim to build a client base and earn commissions on policy sales

 

Exam Eligibility

To be eligible for the IC 38 exam, you must:

  • Be at least 18 years old
  • Have passed Class 10 from a recognized board (if residing in a rural area)
  • Have passed Class 12 from a recognized board (if residing in an urban area)

 

Exam Details

Exam Name: Insurance Agents

Exam Code: IC 38

Time: 1 hour and 50 minutes

Number of Questions: 50

 

 

Course Outline

The exam covers the following topics:

  • Introduction to Insurance
  • Customer Service
  • Grievance Redressal Mechanism
  • Regulatory aspects of Insurance Agents
  • Legal Principle of an Insurance Contract 
  • Introduction to Health Insurance
  • Insurance Documentation 
  • Health Insurance Products 
  • Health Insurance Underwriting 
  • Health Insurance Claims
  • Principles of Insurance
  • Documentation 
  • Theory & Practice of Premium Rating
  • Personal & Retail Insurance
  • Commercial Insurance
  • Claims Procedure 
 

What We Offer?

Full-Length Mock Tests that include unique, exam-style questions to help you practice under real conditions.
Section-Wise Practice Questions for reviewing topic-based questions and instantly see where you stand in every section.
Detailed answers with a clear and thorough explanation to help you understand the concept, not just memorize answers.
Get a complete breakdown of your strengths, weaknesses, and progress after every attempt.
All question sets reflect the latest exam syllabus and format.
Unlimited Access to Practice anytime, as often as you want - no time limits or hidden restrictions.

100% Pass Guarantee

We have built the Practice Exams with a 100% unconditional Test Pass Guarantee! If you are unable to clear the exam, you can request a full refund guaranteed.

Reviews

How learners rated this courses

4.8

(Based on 336 reviews)

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Wanda Kitu

Great practice for understanding the concept of insurable interest, utmost good faith, and the various terms and conditions of different insurance products.

Vance Jacob

I appreciated the focus on ethics, professionalism, and understanding the documentation required for policy issuance and claims processing.

Ursula Itey

This exam was highly specific to the principles of insurance, the types of policies (life/general), and the regulatory framework for agents (IRDAI).

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