Practice Exam
Insurance Agents Exam - IC 38 Exam

Insurance Agents Exam - IC 38 Exam

4.8 (336 ratings)
405 Learners
Take Free Test

Insurance Agents Exam - IC 38 Exam

 

The IC 38 exam is mandated by the Insurance Regulatory and Development Authority of India (IRDAI) for anyone who wants to become an insurance agent. Passing this exam allows you to sell life, non-life (general), and health insurance policies in India.

 

Who Should Take the Exam?

This exam is ideal for you if you:

  • Are interested in a career in insurance sales
  • Want to work directly with an insurance company
  • Aim to build a client base and earn commissions on policy sales

 

Exam Eligibility

To be eligible for the IC 38 exam, you must:

  • Be at least 18 years old
  • Have passed Class 10 from a recognized board (if residing in a rural area)
  • Have passed Class 12 from a recognized board (if residing in an urban area)

 

Course Outline

The exam covers the following topics:

  • Introduction to Insurance
  • Customer Service
  • Grievance Redressal Mechanism
  • Regulatory aspects of Insurance Agents
  • Legal Principle of an Insurance Contract 
  • Introduction to Health Insurance
  • Insurance Documentation 
  • Health Insurance Products 
  • Health Insurance Underwriting 
  • Health Insurance Claims
  • Principles of Insurance
  • Documentation 
  • Theory & Practice of Premium Rating
  • Personal & Retail Insurance
  • Commercial Insurance
  • Claims Procedure 

Key Features

Professional Acknowledgment

Credentials that reinforce your career growth and employability.

Instant Access

Start learning immediately with digital materials, no delays.

Unlimited Retakes

Practice until you're fully confident, at no additional charge.

Self-Paced Learning

Study anytime, anywhere, on laptop, tablet, or smartphone.

Expert-Curated Content

Courses and practice exams developed by qualified professionals.

24/7 Support

Support available round the clock whenever you need help.

Interactive & Engaging

Easy-to-follow content with practice exams and assessments.

Over 1.5M+ Learners Worldwide

Join a global community of professionals advancing their skills.

How learners rated this courses

4.8

(Based on 336 reviews)

63%
38%
0%
0%
0%

Reviews

Wanda Kitu

Great practice for understanding the concept of insurable interest, utmost good faith, and the various terms and conditions of different insurance products.

Vance Jacob

I appreciated the focus on ethics, professionalism, and understanding the documentation required for policy issuance and claims processing.

Ursula Itey

This exam was highly specific to the principles of insurance, the types of policies (life/general), and the regulatory framework for agents (IRDAI).